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Banking / Financial Services Jobs
Area Manager – Home loans-chennai Full Time
Hello,
We are having Area credit Manager position with leading Housing finance company -Chennai
Product – Home loans/ LAP
CA or MBA mandatory
Key Roles/Responsibilities:
Assessment of borrowers profiles , repayment capacity and income stability
Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement
Visiting business premise, property and residence of customer at the time of PD
Understanding of actual business income & expenses (other than reported income) of customer
Ability to understand customer business and requirement from their perspective
Understanding credit worthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD
Underwriting and sanction of Home loan/loan against property files sourced by sales team
Recommendation of case to supervisors for seeking necessary decision based on deviation/ approval matrix